Legal Notices


Welcome to our website. Gibson Insurance Agency (“Gibson,” “we” or “us”), owns and operates this website, (the “Website”). By using this Website, you agree to comply with and be bound by the following terms and conditions of use. Please review these terms and conditions carefully. If you do not agree to these terms and conditions, you should not use this Website. These terms and conditions may be changed or updated at any time. You are responsible for reviewing them periodically for current information. Each use by you shall constitute and be deemed your unconditional acceptance of these Legal Notices. Additional legal notices regarding specific products, services, as well as conditions, restrictions, or disclosures may be described within Gibson’s Website.


The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, graphics, displays, images, user and visual interfaces, specifications, certifications, technical guidelines, catalogs, data, video, audio, and other Gibson materials contained herein, as well as the design, structure, selection, coordination, expression, “look and feel” and arrangement thereof (herein, the “Content”), are owned by Gibson, its licensors, or other third party providers of such Content and are protected by United States copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. Any copying, redistribution, uploading, posting, mirroring (to any other computer, server, website or other medium, public display), republication, transmission, sale, incorporation into derivative works, or other distribution by you of any such Content or any part of the Website is prohibited, except as expressly permitted in these Legal Notices. Under no circumstances will you acquire any ownership rights or other interest in any content by or through your use of this Website.

Gibson Strength against Risk® is a registered service mark of Gibson. All other trademarks, service marks, trade names, logos and icons, registered or not, are the property of Gibson, or third parties which may be indicated. Other materials, including video, sound recordings and images, on this Website are a copyright of or proprietary to Gibson or are used with the consent of the owner. The contents of this Website are protected by copyright, trademark, or other intellectual property laws of the U.S. or in some instances, foreign laws. Unauthorized use may violate copyright, trademark, and other laws.

You may generally download or print Content from this Website solely for your limited noncommercial, personal use unless otherwise indicated. You must retain any and all proprietary or copyright notices with any downloads or prints from this Website. You may not copy, transmit, distribute, modify, publicly perform, reuse, sell, or display any of the Content of this Website for any public or commercial purpose except with the prior written consent of Gibson or the owners of the materials. You may not use the Content in any other website or in a network computer environment.

Website Use

  1. Gibson grants you a limited, revocable, nonexclusive license to use this Website solely for your own personal use. By using the Website, you agree not to use the Website in violation of any applicable laws, not to use it for insertion of your own or a third party’s advertising, branding or other promotional content, nor to infringe or violate any third party rights, or employ any device intended to disable or impair the Website’s operation.
  2. You agree not to copy materials on the Website, reverse engineer or break into the Website, or use materials, products or services in violation of any law. The use of this Website is at the discretion of Gibson and Gibson may terminate your use of this website at any time.
  3. Unless and to the extent that products or services are sold directly through this Website, any cost estimates provided herein, are simply estimates and should not be relied upon as a quotation or offers by Gibson to sell any such products or services to you.


Links from this Website to other websites and resources provided by third parties are provided for users’ convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. Gibson does not control or review these websites nor does the provision of any link imply an endorsement or association of such non-Gibson website. Gibson is not responsible for and makes no representation or warranty regarding the contents, completeness, accuracy, or security of any materials on such websites. If you decide to access such non-Gibson websites, you do so at your own risk and are subject to the terms and conditions for use of such websites.


The materials and services on this web site are provided “as is” and for information purposes only. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our Website for any reconstruction of any lost data. Gibson makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. Gibson disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose or non-infringement of other’s rights. The foregoing does not affect any warranties that cannot be excluded or limited under applicable law. Gibson does not warrant that this Website will operate error free or is free from destructive or harmful code. Gibson makes no representation or warranty that all products and services are available in all locations.

Limitation of Liability

To the fullest extent by law, in no event shall Gibson, its affiliates, or their licensors, service providers, employees, agents, officers or directors be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable, of any kind whatsoever that may result from your use of or inability to use this Website or the materials or services provided on this Website or the products or services received from this Website.

You may have additional rights under certain laws (including consumer laws) which do not allow the exclusion of implied warranties, or the exclusion or limitation of certain damages. If these laws apply to you, the exclusions or limitations in these Legal Notices that directly conflict with such laws may not apply to you.


You agree to defend, indemnify, and hold harmless Gibson, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Legal Notices or your use or misuse of the Website, including, but not limited to, any use of the Website’s content, services, and products other than as expressly authorized in these Legal Notices, or your use of any information obtained from the Website.

Compliance with Laws

You agree to comply with all applicable laws regarding your use of the Website. You further agree that information provided by you is truthful and accurate to the best of your knowledge.

Governing Laws/Severability of Provisions

You expressly agree that all matters relating to this Website and to these Legal Notices, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims) shall be governed by the laws of the State of Indiana without giving effect to any principles of conflict of laws (whether of the State of Indiana or any other jurisdiction). If any provision or provisions of these Legal Notices shall be held to be invalid, illegal or unenforceable, the validity, legality or enforceability of the remaining provisions shall not in any way be affected or be impaired thereby. You expressly agree and consent to the exercise of exclusive subject matter and personal jurisdiction, regarding any dispute with Gibson, or in any way relating to your use of the Website, in any state or federal courts of competent jurisdiction in Indiana in connection with any such dispute.

Email and Messages

While we would like to hear from you, any requests to bind, add, or change coverage are not effective until confirmed directly by a licensed agent.