According to the National Highway Transportation Safety Administration (NHTSA), per mile traveled, the number of deaths on motorcycles is over 27 times the number in cars. There is no debate, motorcycles can be dangerous. Before you hit the open road, make sure you and your motorcycle are properly protected.
Your Bike
When the weather warms up, you are probably anxious to get out and ride. But setting aside 3 minutes to perform a pre-ride inspection is critical. The Motorcycle Safety Foundation (MSF) has created resources for such inspections, and even an acronym to remember the elements: T-CLOCS, which means: Tires, Controls, Lights, Oil, Chassis, and Sidestand.
- T-CLOCS Inspection Checklist
- T-CLOCS Video
- Three-Minute Check from American Motorcyclist Association
Your Gear
The most recent data from NHTSA estimates that helmets saved the lives of 1,699 motorcyclists in 2012. And if all motorcyclists would have worn helmets? An additional 781 lives could have been saved.
The Motorcycle Industry Council has a campaign dedicated to reminding riders the importance of proper gear: Gear Up Every Ride, including a website with tips for finding the right gear. The MSF also provides helpful resources to riders regarding gear, like this poster informing riders the danger of “Fool’s Gear.”
Your Safety Practices
The cars zooming by are obviously much larger than you and your bike, so being aware is critical. MSF recommends the following tips:
- Be visible – motorists often have trouble seeing motorcycles and reacting in time
- Dress for safety – the only thing between you and the road is your protective gear
- Apply effective mental strategies – constantly search the road for changing conditions, give yourself space and time to respond to other motorists’ actions
- Know your bike and how to use it – practice, get formal training, and take refresher courses
For more details on each of these items, visit the MSF quick tips guide.
Your Policies
Having the right coverage can help get you back on the road in case of an accident. As with automobiles, it is critical to understand what your policies cover. Don’t forget to look into your uninsured and underinsured coverage.
You may be eligible for discounts on your policies – for insuring a car or other vehicles with the same carrier, insuring more than one motorcycle, completing safety courses, and having safety features on your bike – check with your risk advisor to learn more.
Additional Resources
- Motorcycle Safety Foundation Reference Materials
- Motorcycle Industry Council Downloads
- American Motorcyclist Association Resources
