Michiganders, this one's for you: As we approach two years since the new auto insurance reform went into effect in the state of Michigan, average insurance rates have decreased. While the topic of cost savings—which came out of the July 2020 revamp—should be acknowledged, the implication on protection needs to be noted.
4 min read
Michigan No-Fault Law Revamped
By Santana Bozman on Feb 16, 2022 8:00:00 AM
Topics: Personal Insurance & Risk Management Personal Insurance
2 min read
The Distracted Driving Epidemic
By Gibson on Jun 24, 2020 10:45:00 AM
According to the National Safety Council, the use of a cell phone while driving causes an estimated 1.6 million accidents each year. In 2018 alone, 4,637 people died in a car accident due to cell phone use. 14% of fatal crashes involved cell phones. Distracted driving is an epidemic.
Starting July 1, 2020, there will be a new Indiana State Law for distracted driving. This bill will extend the 2011 ban of texting while driving to banning all physical use of a cell phone unless using hands-free technology. We encourage you to take a little extra time to consider the dangers of distracted driving and get to know the laws for distracted driving in your state.
Topics: Risk Management Personal Insurance & Risk Management
2 min read
New Year’s Eve: Celebrate Safely!
By Gibson on Dec 31, 2019 6:30:00 AM
Don’t let the new year get off to a bad start! Keep safety in mind to ensure you, your family, and your friends have an accident-free New Year’s Eve celebration!
Topics: Personal Insurance & Risk Management
2 min read
4 Personal Risk Management Resolutions For The New Year
By Gibson on Dec 11, 2019 6:30:00 AM
Have you made any New Year’s resolutions? Perhaps to spend more time getting in shape? Eat healthier? Your health and wellbeing are very important, but we’d also encourage you to consider some personal risk management resolutions this year!
Here are 4 suggestions to help you improve your risk management strategy this year:
Topics: Personal Insurance & Risk Management
2 min read
4 Ways To Have A Safe And Healthy Holiday Season in 2019
By Gibson on Dec 4, 2019 6:30:00 AM
The holiday season is upon us once more! 'Tis the season for family and giving, festive decorations, social gatherings and office parties, tasty sweets, family meals, shopping, and more.
With so many jolly activities to participate in, it's important to make sure you, your loved ones, and your organization are safe and healthy this holiday season. Consider the following resources to get you ready for the holidays!
Topics: Commercial Insurance Risk Management Health Risk Management Personal Insurance & Risk Management
Happy Thanksgiving From Gibson!
By Gibson on Nov 27, 2019 6:30:00 AM
We at Gibson would like to extend to you and yours our best wishes for a Happy Thanksgiving this year! We are thankful for you - our friends, family, clients, and colleagues. Give thanks, and enjoy the family, food, and frivolity!
Topics: Personal Insurance & Risk Management
3 min read
Thanksgiving Safety Tips
By Gibson on Nov 20, 2019 6:30:00 AM
We all have our favorite Thanksgiving traditions. It could be eating turkey and pumpkin pie, spending quality time with family, watching the Macy’s Thanksgiving Day Parade, cheering on your favorite football team, preparing for Black Friday shopping, or perhaps you’re someone who loves to start the day by running in a local turkey trot race. This week is a time to gather with friends and family, and to give thanks for our blessings.
Topics: Personal Insurance & Risk Management
2 min read
Life Happens...Who Is Depending On You? The Value Of Life Insurance
By Diana D'Angelo on Sep 25, 2019 10:15:00 AM
Life insurance is one of those necessary evils that many of us don’t like to think about. While you hope you never need it, the chances are at some point you will. Life insurance is a wonderful way to help protect your family’s financial future whether you have a spouse, kids, parents that depend on you for financial support, or just debt. Life insurance provides a tax-free benefit to fulfill your needs, and those of your family, should you pass away andcan help your family pay for, and pay off, expenses such as:
- Funeral cost
- Uncovered medical expenses
- Mortgage
- Loans and credit card debt
- College funding
- Retirement funding
- Ongoing living expenses for your dependents
Topics: Risk Management Personal Insurance & Risk Management Commercial Risk Management Life Insurance
2 min read
Preparing Your Summer Home For Winter
By Gibson on Sep 18, 2019 8:00:00 AM
Summer is coming to an end. For some, that means it’s time to prepare the summer house for winter, put items into storage, and say goodbye until next Spring. The checklist below will help you remember what you need to do to ensure that your home is safe and secure until next year.
Topics: Personal Insurance & Risk Management Personal Insurance
3 min read
National Preparedness Month: At Home And Work
By Gibson on Sep 4, 2019 6:30:00 AM
Prepared, Not Scared.
That is the theme for this year’s National Preparedness Month. Annually, FEMA and other government organizations dedicate the month of September to educating individuals, families, businesses, and communities on the importance of taking action to prepare for emergency situations.The weekly themes include:
- Week 1 (Sept 1-7) - Save Early for Disaster Costs
- Week 2 (Sept 8-14) - Make a Plan to Prepare for Disasters
- Week 3 (Sept 15-21) - Teach Youth to Prepare for Disasters
- Week 4 (Sept 22-30) - Get Involved in Your Community's Preparedness
Though we hope you’ll consider disaster preparedness an important aspect of your risk management strategy all year long, this is a great time to check on your planning – both personally and in your organization. We’ve gathered a collection of resources to help you develop, implement, and test your emergency plans.