During this very challenging and hardening insurance market, we recognize that eliminating certain types of insurance can be tempting. We often see requests to reduce or remove coverages like directors & officers liability, employment practices liability, fiduciary liability, and comprehensive crime coverage to allow for upfront premium savings. However, it is important to understand that eliminating these policies results in a gap in coverage and can actually increase your costs. Defending claims for actual or alleged wrongful acts related to managing your organization, your employees, and your employee benefit programs can be very costly. Any claim settlements would be an additional out-of-pocket expense to your bottom line.

Many organizations believe having multiple brokerscompete for their business via a bidding process will result in the best overall insurance and risk management program. To dispel this longstanding myth, it is important to understand how the commercial insurance marketplace truly works, and why many organizations are changing the way they buy insurance today.

In this article originally published by Gibson's Loss Prevention Manager, Gary Clark, we explore best practices for staying safe during the cold winter months. With the cold weather, winter brings a slew of workplace safety hazards. From proper attire to snow removal and slippery surfaces, you should be thinking about how the cold weather impacts your employees. How can you protect them from the cold this winter?

Consider the following tips to keep your workforce prepared and protected:

Looking for ways to educate and engage your employees on safety & health topics throughout the year? Check out our 2020 Safety & Health Calendar.

Workplace safety and wellbeing should be a top priority for leadership and employees. But how can you keep your employees engaged all year long? For every organization the approach is different – you could have a safety committee, newsletters, monthly training sessions, and more. The 2020 Safety & Health Calendar is a valuable tool you can utilize to make your efforts more effective.

The holiday season is upon us once more! 'Tis the season for family and giving, festive decorations, social gatherings and office parties, tasty sweets, family meals, shopping, and more.

With so many jolly activities to participate in, it's important to make sure you, your loved ones, and your organization are safe and healthy this holiday season. Consider the following resources to get you ready for the holidays!

Accidents are preventable, predictable, and unacceptable. Heat illnesses are no exception – they are preventable. It is your responsibility as an employer to provide a workplace safe from excessive heat, as well as appropriately train your employees on understanding heat illnesses and how they can be prevented. 

Mark Wobbe, Principal at Gibson, shares his insight on what 2019 may bring for the property & casualty market. 

How did the property & casualty (P&C) market perform in 2018 and where is it headed in 2019?

From our employee-owners to you and your family, we wish you a safe and joyous holiday!

The holiday season is officially here. Not only is this the season for family and giving, but it also means festive decorations, social gatherings, office parties, tasty sweets, family meals, shopping, and more.

How can you make this a safe and healthy holiday season for your family and your organization? Consider the following resources to get you ready for the holidays!

Looking for ways to educate and engage your employees on safety & health topics throughout the year? Check out our 2019 Safety & Health Calendar.

Workplace safety and wellbeing should be a top priority for leadership and employees. But how can you keep your employees engaged all year long? For every organization the approach is different – you could have a safety committee, newsletters, monthly training sessions, and more. The 2019 Safety & Health Calendar is a valuable tool you can utilize to make your efforts more effective.