Life insurance is one of those necessary evils that many of us don’t like to think about. While you hope you never need it, the chances are at some point you will. Life insurance is a wonderful way to help protect your family’s financial future whether you have a spouse, kids, parents that depend on you for financial support, or just debt. Life insurance provides a tax-free benefit to fulfill your needs, and those of your family, should you pass away andcan help your family pay for, and pay off, expenses such as:

• Funeral cost
• Uncovered medical expenses
• Mortgage
• Loans and credit card debt
• College funding
• Retirement funding
• Ongoing living expenses for your dependents

Prepared, Not Scared.

That is the theme for this year’s National Preparedness Month. Annually, FEMA and other government organizations dedicate the month of September to educating individuals, families, businesses, and communities on the importance of taking action to prepare for emergency situations.The weekly themes include:

• Week 1 (Sept 1-7) - Save Early for Disaster Costs
• Week 2 (Sept 8-14) - Make a Plan to Prepare for Disasters
• Week 3 (Sept 15-21) - Teach Youth to Prepare for Disasters
• Week 4 (Sept 22-30) - Get Involved in Your Community's Preparedness

Though we hope you’ll consider disaster preparedness an important aspect of your risk management strategy all year long, this is a great time to check on your planning – both personally and in your organization. We’ve gathered a collection of resources to help you develop, implement, and test your emergency plans.

The greatest risk students face is getting to and from school every day.

According to The “Relative Risks of Death in U.S. Schools” report, school transportation-related incidents are the leading cause of fatalities. This includes riding school transportation, being struck by a school bus or other school vehicle, or being killed by a non-school vehicle on school property.

Accidents are preventable, predictable, and unacceptable. Heat illnesses are no exception – they are preventable. It is your responsibility as an employer to provide a workplace safe from excessive heat, as well as appropriately train your employees on understanding heat illnesses and how they can be prevented. 

Celebrating one of the nation's most historical holidays can be festive, but has the potential for risk. So we bring you a look at the 4th of July by the numbers with interesting statistics and facts. As with any holiday celebration, have fun and stay safe!

June is National Safety Month. While workplace and home safety are important every day of the year, the National Safety Council (NSC) specially focuses on safety during the month of June to help educate the public. Highlighting the following four themes throughout the month, the NSC aims to reduce the leading causes of injury and death – at home and in your workplace.

Today we’re sharing a blog from Central Insurance Companies. We hope you enjoy it!

Thanks to HGTV, many of us are feeling more empowered than ever when it comes to home improvement and considering purchasing fixer-uppers to convert into our dream home. The possibilities are endless. Older homes have become a target for this trend, allowing us to hold onto some of the charm and character they offer while adding modern flair. Here are some things to keep in mind if you’re considering purchasing an older home or any home you’re planning to renovate.

Most businesses wouldn’t think twice about investing in the safety of their employees while they are at work; however, if employees are your most valuable asset, shouldn’t you be concerned with their personal safety, risk management, and disaster preparedness?

Today we’re sharing a blog from Central Insurance Companies. We hope you enjoy it!

If the wind was strong enough to pick up Dorothy and Toto and pull her entire house into a tornado and send them to the magical Land of Oz, there is no telling what it could do to your property. Tornado season is just around the corner, so instead of getting your magical shoes ready, follow these simple steps to minimize the wind damage to your home.

National Poison Prevention Week is always the third week of March. It’s an opportunity to emphasize the dangers of poisoning for people of all ages and highlight prevention strategies.