For years, employee benefits were designed with a broad workforce in mind. But broad is no longer enough.

The commercial insurance market continues to adjust after several years of heightened volatility. While some lines are showing signs of stabilization, others remain challenged by ongoing claim severity, litigation trends and evolving risk exposures. Insurers are approaching underwriting with greater discernment as economic conditions, regulatory requirements, workforce dynamics and technological developments continue to influence risk profiles.

Written by Adam Thomas, ARM, AINS
Senior Casualty Loss Prevention Consultant, Unison Risk Solutions

Written by Marcy Jack, JD, BSN, CPHRM, CPHQ
Healthcare Risk Management Consultant, Unison Risk Solutions

At the height of the pandemic, virtual care became a critical avenue for healthcare delivery, providing patients with access to essential services from the comfort of their homes.

By Stacey Markel, CHCM, CHSP, HEM | Risk Consulting Team Leader for Unison Risk Solutions

Ladders are used in nearly every industry, as well as in day‑to‑day tasks at home. Because they feel familiar, it can be easy to overlook the risks they introduce.National Ladder Safety Monthis an opportunity for organizations to reinforce safe practices, reduce preventable injuries and strengthen their overall safety culture.

Written by: Gregory M. Hart, ARM, CHSP, CIC, CRM, ALCM,
Unison Risk Solutions