Do you know if your jewelry is covered under your homeowners or renters policy? Depending on the value of your jewelry, the answer could be yes, but not the full value. Jewelry can be very expensive to replace. Many people assume insurance policies, especially homeowners, will cover all valuables including jewelry. Unfortunately, it’s not until a claim is filed you realize your policy doesn’t cover what you think it does.
Recent posts by Gibson
2 min read
Protecting Your Jewelry
By Gibson on Jul 25, 2018 6:30:00 AM
Topics: Personal Insurance & Risk Management Personal Insurance Private Client Group
1 min read
HR Center Of Excellence Webinar
By Gibson on Jul 18, 2018 6:30:00 AM
HR Center Of Excellence
Unlock The True Potential Of HR
Tuesday, July 24, 2018 | 2:00 p.m. - 3:00 p.m. ET
Featured Speaker: Tim Ruge – Director of Product Marketing at Paycor
Topics: Health & Human Services
2 min read
What You Need To Know About Form 5500
By Gibson on Jul 16, 2018 6:30:00 AM
What Is Form 5500?
Also known as the Annual Return/Report of Employee Benefit Plan, Form 5500 is a filing required annually by the Department of Labor (DOL) & Internal Revenue Service (IRS).
Form 5500 reports and discloses information on benefit plans to ensure:
- The operation and management of these plans comply with certain Titles outlined in the Employee Retirement Income Security Act of 1974 (ERISA).
- Sufficient information is provided to regulators to effectively safeguard the rights and benefits of participants and beneficiaries.
Topics: Employee Benefits Employee Benefits Practice
3 min read
Claims Made Reporting Requirements
By Gibson on Jul 11, 2018 6:30:00 AM
The Importance Of Knowing What Is “The First Notification of Claims Made Policy”
‘Claims made’ policies are policies commonly associated with professional liability policies, such as Directors & Officers (D&O), Employment Practices Liability (EPL), and other miscellaneous professional liability policies including Lawyers Professional Liability. With an executive policy, it is critical to follow the “claims made” requirements. There are applicable exclusions if the carrier is not noticed when FIRST becoming aware of “circumstances that could give rise to a claim”.
Topics: Risk Management
2 min read
Final Rule On Association Health Plans
By Gibson on Jul 9, 2018 6:30:00 AM
The U.S. Department of Labor's (DOL) announced their final regulations modifying the Association Health Plan (AHP) rules to expand availability to more employers and to make them more affordable by eliminating certain coverage requirements applicable to qualified health plans under the Affordable Care Act (ACA).
Topics: Employee Benefits
3 min read
Transitioning To A Digital World
By Gibson on Jun 29, 2018 6:30:00 AM
Today we’re sharing insight from Ron Kraemer, Chief Information and Digital Officer at the University of Notre Dame. We hope you enjoy Ron’s wisdom and perspective.
If you are 22 years old and entering the workforce this year, you have never known the world without the Internet and mobile technology. You could have used Facebook at 8 years old, and purchased gifts for Mother’s Day on amazon.com when you were 11 or 12. And if you are nearing retirement age, you were in your early 50’s the first time you could have watched a YouTube video or used an iPhone.
We can each place ourselves somewhere on the timeline from “digital immigrant” (people who did not grow up in the digital age) to “digital native” (people who grew up with technology all around them). The challenge we face as service providers is that every person on the digital timeline could be one of our customers and they have very different needs and expectations.
Topics: Executive
5 min read
PCORI Fee Update
By Gibson on Jun 27, 2018 6:30:00 AM
What Is The PCORI Fee?
Patient-Centered Outcomes Research Institute (PCORI) is a fee collected by the Patient-Centered Outcomes Research Trust Fund, an institute that helps fund research that evaluates and compares health outcomes, clinical effectiveness, risks and benefits of medical treatments and services.
2 min read
Protecting Your Car Against Theft
By Gibson on Jun 25, 2018 6:30:00 AM
As summer ramps up and the weather is warm, people tend to spend more time outside. Unfortunately, with temperatures on the rise, so is the incidence of car thefts. Below are some tips to help you protect your car from being broken into:
Topics: Risk Management Personal Insurance & Risk Management Personal Insurance
5 min read
Life Balance Is A Result, Not An Activity
By Gibson on Jun 22, 2018 6:30:00 AM
Today we’re sharing insight from guest blogger Steve Richards, real estate entrepreneur. We hope you enjoy Steve’s wisdom and perspective.
Life balance is something most people talk about, very few really understand and even less truly achieve.
The biggest misconception about life balance is that most people think it’s something you do, but it’s really something that just happens.
It’s a result, not an activity.
Topics: Executive
2 min read
7 Timely Tips For Summer Travel
By Gibson on Jun 20, 2018 6:30:00 AM
It’s no secret that most people enjoy getting away for a week or two in the summer to enjoy the sunshine and quality family time. Studies have shown that taking occasional vacations has many work and health benefits, including lowering stresslevels, avoiding burnout, and increased work quality and creativity. However, before you get over-excited and hit the open road, here are some quick tips to make sure you are prepared for the unexpected.
