Do you rent out rooms and/or your entire home for Notre Dame or Colts football games?  Maybe you’ve thought about doing it but weren’t sure where to start? Our recommendation would be to begin by making sure you’re protected.

Many insurance companies will exclude coverage for liability and theft for this situation. However, there are several insurance companies that will cover this exposure. It’s important to tell your insurance advisor if you are, or are planning to, rent out your home or rooms in your home. Your advisor will want to know how many rooms you are renting out and how many weekends a year you plan to rent.

Business leaders frequently state that people are their greatest asset and employee wellbeing is critical to the health of their organization. To affect this, businesses have focused on creating and evolving a wellness program. While wellness initiatives can provide some motivation for employees to maintain or improve health, to truly drive outcomes employers need to take a broader approach by going beyond a wellness program to adopting a Health Risk Management (HRM) strategy.