--- title: Personal Umbrellas - Why They Are Good Policy description: People often question the value and need of a personal umbrella policy. At Gibson, we recommend them as part of every personal risk management program. --- [**](https://www.thegibsonedge.com/blog/personal-umbrellas-why-they-are-good-policy#tmpmodule_1568675152246189) - [Client Login](https://www.thegibsonedge.com/gibson-client-login) - [Contact Us](https://www.thegibsonedge.com/contact) **** [![Gibson Logo](https://www.thegibsonedge.com/hs-fs/hubfs/Gibson%20UNISON%20Co_Horiz_Logo_Gold_White-1.png?width=2518&height=1088&name=Gibson%20UNISON%20Co_Horiz_Logo_Gold_White-1.png) ![Gibson Logo](https://www.thegibsonedge.com/hs-fs/hubfs/Gibson%20UNISON%20Co_Horiz_Logo_Gold_White-1.png?width=2518&height=1088&name=Gibson%20UNISON%20Co_Horiz_Logo_Gold_White-1.png) ](https://www.thegibsonedge.com/) [**](https://www.thegibsonedge.com/blog/personal-umbrellas-why-they-are-good-policy#tmpmodule_1568675152246189) - [Services](https://www.thegibsonedge.com/services) - [Employee Benefits](https://www.thegibsonedge.com/services/employee-benefits) - [Business Insurance](https://www.thegibsonedge.com/services/business-insurance) - [Private Client Group](https://www.thegibsonedge.com/services/private-client-group) - [Industries](https://www.thegibsonedge.com/industries) - [Insights & News](https://www.thegibsonedge.com/blog) - [Insights & News](https://www.thegibsonedge.com/blog) - [Webinars](https://www.thegibsonedge.com/webinars) - [Podcast](https://podcast.thegibsonedge.com) - [About Us](https://www.thegibsonedge.com/about-us) - [Become a Partner](https://www.thegibsonedge.com/become-a-partner) - [Leadership](https://www.thegibsonedge.com/leadership) - [Community Impact](https://www.thegibsonedge.com/impact) - [Sightline](https://www.thegibsonedge.com/sightline) - [About URA](https://www.thegibsonedge.com/ura) - [Offices](https://www.thegibsonedge.com/offices) - [Careers](https://www.thegibsonedge.com/careers) ** # [Personal Umbrellas - Why They Are Good Policy](https://www.thegibsonedge.com/blog/personal-umbrellas-why-they-are-good-policy) Nov 8, 2012 5:18:00 PM People often question the value and need of a personal umbrella policy. At Gibson, we recommend them as part of every personal risk management program. In today's litigious society and with the increasing court award amounts, it makes perfect sense to have the increased protection. [Click here](http://www.youtube.com/watch?v=XMGEfH15pVU&feature=plcp) to learn more about how the policy works and the benefits of having one included in your program. [![Download the Safe Teen Driver Agreement](https://no-cache.hubspot.com/cta/default/360304/8aca0e26-df21-48a0-a7fe-31124e3b6aed.png)](https://cta-redirect.hubspot.com/cta/redirect/360304/8aca0e26-df21-48a0-a7fe-31124e3b6aed) ###### Topics: [Personal Insurance & Risk Management](https://www.thegibsonedge.com/blog/topic/personal-insurance-risk-management) [Workers' Compensation](https://www.thegibsonedge.com/blog/topic/workers-compensation) ![Gibson](https://via.placeholder.com/100x100.jpg/e0e7ee) #### Written by [Gibson](https://www.thegibsonedge.com/blog/author/gibson) Gibson is a team of risk management and employee benefits professionals with a passion for helping leaders look beyond what others see and get to the proactive side of insurance. Gibson is driven by close relationships with clients, employees, and the communities they serve. The first Gibson office opened in 1933 in northern Indiana, and as the company’s reach grew, so did their team. Today, Gibson serves clients across the country from offices in Arizona, Illinois, Indiana, Michigan, New Mexico, and Utah. 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