The commercial insurance market continues to adjust after several years of heightened volatility. While some lines are showing signs of stabilization, others remain challenged by ongoing claim severity, litigation trends and evolving risk exposures. Insurers are approaching underwriting with greater discernment as economic conditions, regulatory requirements, workforce dynamics and technological developments continue to influence risk profiles.

By Stacey Markel, CHCM, CHSP, HEM | Risk Consulting Team Leader for Unison Risk Solutions

By David Hosier, CBCP | Senior Risk Management Consultant for Unison Risk Solutions

With your 2025 OSHA log finalized, the next step in maintaining compliance is ensuring proper posting and reporting in early 2026. These requirements not only keep you aligned with federal regulations but also demonstrate transparency and commitment to workplace safety.

Transparency is about making things easy to understand. For many, the U.S. healthcare system is anything but easy to understand. From high costs to a lack of care continuity, navigating the system can be tricky.