According to the Small Business Administration, more than half of all U.S. businesses are based out of an owner’s home. Just as with any other business, you want to be sure your home-based operation is properly protected from the unexpected. You have a quality homeowners policy so you’ll be covered, right? Not necessarily. Home-based businesses might not be covered through your homeowners insurance policy.

You may have dismissed the idea of using HR software, aka HR platform or HRIS, to help run your business as too costly and unnecessary. However, an HR platform can be an enormous benefit and often pays for itself in the long run.