Since a recreational vehicle (RV) is a motor vehicle similar to a car, most insurance companies are willing to issue a policy. Problems arise, however, when RV owners try to shoehorn RV coverage into a typical auto policy, which can cause gaps in coverage.

All tools have safety considerations, and a ladder is no different. However, when you regularly use a ladder, you may begin to take ladder safety for granted. Falls are a leading cause of injuries and fatalities in the workplace and proper ladder safety is essential. This guide will take you through picking the right ladder, the proper technique for placing and climbing the ladder, and how to conduct maintenance checks to ensure ladders remain safe to use.

April 2, 2014, marks the 10^th anniversary of National Employee Benefits Day. Although it may not be as widely recognized as other holidays, the International Foundation of Employee Benefit Plans created this holiday to celebrate one of the most dynamic portions of the employee-employer relationship.

More businesses are shifting technology from standard desktops to tablets and smartphones. This means sensitive data stored on mobile devices. Unfortunately, the uptick in digital storage comes at a time when malware and phishing schemes are rampant.

After being away from my blogging desk for the last several months doing what accountants do this time of year, I’m ready to get back on my keyboard to continue my mission of singing the praises of Employee Stock Ownership Plans in general, ours in particular.

Gibson’s employee stock ownership plan (the GESOP) definitely makes an impact on all of our employee-owners and our corporate culture. Culture is a tough thing to define – it’s kind of like when you find your soul mate, and you’re asked why you feel so strongly about that person. It’s often squishy and somewhat hard to label – but you know it when you feel it. Culture is the same way for me. I just know a positive culture when I see it – it just feels right.

Did you know that one of the most important factors that contributes to workplace safety is also one of the most overlooked? Housekeeping (yes, housekeeping!) is key to achieving and maintaining a spotless record of workplace safety.

The 2013 workers’ compensation insurance market shows a few emerging & concerning patterns. With costs increasing left, right and center it is looking like the workers’ compensation landscape will be a challenging one to navigate. All together, the outlook is rather bleak in some respects.

Rates

Rates are continuing to firm up. Generally they aren’t as flexible as they previously were and what’s more; it’s looking like they will remain fixed for a long time. Also the market is getting smaller and more competitive. These factors are making workers’ compensation insurance becomes a difficult market to be trading in.

Most people carry a risk in their pocket. That's right! Your cell phone may be a problem waiting to happen.

The property and casualty marketplace evolved favorably in 2013. According to the Insurance Services Office (ISO), despite persistently low interest rates undermining insurer investment returns over the past few years, the industry experienced an increase in underwriting profits in 2013, as follows: