The Affordable Care Act (ACA) established new guidelines to regulate and encourage the use of workplace wellness programs. In 2014, these rules allow employers to increase incentives or rewards offered as part of a health-contingent wellness program, provided the program follows certain guidelines.

Most workers appreciate the need for workplace safety because they cannot afford the personal pain and financial loss when injured at work. Owners, executives, and HR decision makers cross their fingers, appreciating the economic impact that workplace injuries have on their business. A good risk management plan can reduce workplace injuries and protect both employees and employers, but it will only be effective if you know how to obtain management commitment to workplace safety.

What is a safety culture and how can it help your business? Safety culture is the sum total of all the efforts undertaken by organization members with the goal of improving the workplace every day. To create a true culture of safety, the principles of occupational health and environmental safety should be enshrined in all risk management efforts.

On February 10, 2014 the Department of the Treasury and the Internal Revenue Service announced that the Affordable Care Act's health coverage mandate for some employers will be delayed another year until 2016. The impact is to employers with 50 or more employees, but fewer than 100 employees, working at least 30 hours per week. 

Whether in the workplace or at home, leading by example is a powerful motivating force. As a parent, you teach your children by example. As a supervisor at work, you can have a great, positive influence by not only your actions but also your expectations.

In great anticipation of John Torinus headlining this year’s Human Capital Summit on Solving Health Care on March 13, 2014, we are sharing his blog content. Stay tuned for more posts and insight from John as we get closer to our event!

The soap opera titled ObamaCare keeps burning and turning, and the episodes to come promise to be as unpredictable as the ones playing out.

This content is used with permission from John Torinus who is headlining this year’s Human Capital Summit on March 13, 2014.

A comparison of health costs between Europe, Canada and the U.S. by Sue Davis, chair of the political science department at Denison University, Granville, Ohio, surfaced a major insight on why other countries spend far less on care as a percentage of GDP than America.

In great anticipation of John Torinus headlining this year’s Human Capital Summit on March 13, 2014, we are sharing his blog content on the 5 Steps To Control Health Costs. This content was derived from his book The Compay That Solved Health Care. In addition to this topic, John will bring new insight during our event from his latest book Opt Out On Obamacare, Opt Into The Private Heath Care Revolution.

Any organization can take immediate steps to tame the hyperinflation of health care costs and premiums. Innovators in health care delivery in the private sector have paved the way to proven methods for cutting costs. Not surprisingly, managing costs and improving health go hand in hand. Here are the basic steps that managers can take to not just curtail costs, but to reduce them:

Knowing what's included in your homeowners coverage before you have a claim can be incredibly valuable!