Machines can significantly improve production and efficiency. But they do not come without risks. The moving parts, sharp edges, and hot surfaces are hazards to workers. Many machine-related injuries can be prevented with the proper use of safeguards. It is important to understand what dangers machines present and what elements are needed to implement effective safeguarding practices.

Today we’re sharing insight from guest blogger Jory Fitzgerald Kelly, president and CEO of Family & Children's Center, the parent company of Boys & Girls Clubs of St. Joseph County. We hope you enjoy Jory’s wisdom and perspective.

Last week I had the chance to talk to a couple hundred Boys & Girls Club Members, alumni, volunteers, and supporters at our 40^th Anniversary celebration. My message was simple: Dare to dream and work hard to get there.

Like with anything on the Internet, social media does not come without its risks. We’ve discussed identifying the risks associated with social media use, as well as the risks of your employees on social networking sites. But if you allow these risks to stop you from engaging in social media, what will you be missing out on? Are there risks associated with NOT using social media?

You often hear insurance commercials touting all sorts of discounts – good student discounts, safe driver discounts, multi-policy discounts, and the list goes on. Sometimes it can seem quite overwhelming. Which discounts are you eligible for on your automobile coverage? What about your homeowners policy? Are you missing out on some credits? Would you qualify for additional credits if you added some simple devices to your home or car?

“Dear Sir or Madam, will you read my book? It took me years to write, will you take a look?”

- The Beatles, Paperback Writer

Over the summer, I took a break from writing my weekly blog. It was a sabbatical of sorts so I could focus my energy and effort on – go figure – writing. In this case, it was to tell a story much bigger and more personal than a few blogs could do. And while it didn’t take years to write, it’s one that certainly developed over a number of years.

You would not sign a contract without reading it first. And this means a lot of reading if you are a contractor. So, how are you managing this review process? Do you understand all the implications a contract could have on the future of your business?

Most companies will say they review all contracts with the help of their attorney. This is the optimal path, but we need to throw a wrinkle in it. When was the last time you involved your insurance broker in that review process?

You trust your insurance broker to review a key contract you utilize every year: your insurance policy. They ensure your company’s risk is properly transferred to the insurance carrier using the most up-to-date coverages, endorsements and enhancements available in the market. But when it comes to reviewing and updating insurance requirements in a contract, the insurance broker is often left out of the picture. Now your attorney is forced to be the legal expert AND the insurance expert.

The modern contract review process involves a meeting between your attorney and insurance broker on an annual basis at a minimum. This collaboration helps ensure you are properly addressing all risks you face before you sign a contract.

Let’s look at some common scenarios in which this updated contract review process could have prevented significant losses.

Do you like what you do? According to the book, Well Being, written by Tom Rath and Jim Harter of Gallup, only 20% of Americans answer that question with a strong “yes”. This statistic is startling when you consider how important employee engagement is, not only to the health of an organization, but to individual health.

Today we’re sharing insight from guest blogger Don Wood, CEO and President of 80/20 Inc. We hope you enjoy Don’s wisdom and perspective.

“Leadership is the capacity to translate vision into reality.”

This quote, by Warren Bennis, summarizes one of the most distinguishing features of a leader. To achieve success and growth a vision is imperative. Really. Turning that vision into a reality takes leadership.

In March 2013, CVS announced a new corporate wellness program which posed a choice to employees participating in their health plan: complete a free health screening and wellness review OR pay $600 in additional health insurance premiums each year.

This type of incentive strategy is not uncommon. Many employers offer premium discounts or other incentives to employees who participate in wellness programs. However, CVS’s plan was publicly criticized with concerns over patient privacy. Allegations of corporate coercion dominated the media limelight. Though the plan was offered as a voluntary incentive, public perception viewed the $600 as a penalty rather than a reward.

Controversy aside, one key takeaway remains: employers are serious about cracking down on health costs and they are engaging employees for answers.

Each year OSHA releases the 10 most frequently cited standards.

Are you taking proper precautions to avoid these hazards in your facility?