2 min read

7 Scary Risks

By Gibson on Oct 31, 2016 6:30:00 AM

Halloween is a time to watch scary movies, visit frightening haunted houses, and dress up as ghosts, witches, and zombies. As we prepared for this day of spooky things, we asked our team to share what they consider the scariest risks facing businesses today.

Every organization is different. What you consider the biggest risks will vary from industry, size, and region. While not all inclusive, here are 7 scary risks currently haunting many businesses:  

Topics: Commercial Insurance Risk Management Employee Benefits
2 min read

OSHA Update: Reporting Rule Enforcement Delay

By Gary Clark on Oct 26, 2016 2:14:08 PM

In May 2016, a final rule was issued to improve the tracking or workplace injuries and illnesses.

Aside from the new reporting requirements, the rule also contains anti-retaliation provisions. Though originally scheduled to become effective on August 10, 2016, OSHA has delayed the enforcement twice, with a new effective date of December 1, 2016.

Topics: Commercial Insurance Risk Management
3 min read

School Risk Management: Playground Paradise?

By Gibson on Oct 17, 2016 6:30:00 AM

The true object of all human life is play. Earth is a task garden; heaven is a playground. - G.K. Chesterton

Ask most any kid and they’ll say recess is their favorite thing about school. Unconstrained by desks and chairs and any agenda, they can swing, slide, climb, run, and just be kids!

Perhaps surprisingly, many adults would sort of agree with those kids. In 2013, the American Academy of Pediatrics released a policy statement noting the cognitive and academic benefits of recess. As one researcher put it, “[I]t really affects social, emotional, and cognitive development in a much deeper way than we’d expected. It helps children practice conflict resolution if we allow them unstructured play, and it lets them come back to class more ready to learn and less fidgety.”

Topics: Commercial Insurance Risk Management Schools
3 min read

Employment Practices Liability Insurance: 6 Tips To Consider

By Gibson on Sep 14, 2016 6:30:00 AM

Which is more likely to happen to your company this year: (a) damage to property covered by insurance or (b) a claim alleging improper employment practices such as discrimination?

Topics: Commercial Insurance Risk Management
2 min read

#DisasterReady: Business Continuity And Your Vendors

By Shawna Neilson on Aug 29, 2016 6:30:00 AM

Manufacturers have long been concerned with protecting their businesses from supply chain disruption. But this risk can apply well beyond the manufacturing industry. Business continuity risks exist for any organization working with third-party vendors. Think of all the vendors you work with. Phone, internet, subcontractors, suppliers, etc. If one of them had their own significant business interruption, how would it impact you?

Topics: Commercial Insurance Risk Management Construction #DisasterReady
3 min read

Commercial Drone Use: Review FAA Rules Before Taking Flight

By Gibson on Aug 17, 2016 6:30:00 AM

Unmanned aircraft systems (UAS), or drones, can be useful and powerful tools for organizations. But this futuristic technology does come with its risks—crashes, injuries, and potentially liability for invasion of privacy. So before you use a drone, consider the risks involved and how to manage them.

Your risk management strategy should include safe operating procedures and adherence to local, state, and federal regulations. In particular, the Federal Aviation Administration (FAA) released new UAS regulations. So when you’re ready to take flight, make sure you’re following these rules!

Topics: Commercial Insurance Risk Management
4 min read

School Risk Management: Special Events

By Gibson on May 16, 2016 6:30:00 AM

Planning school-sponsored functions is no easy feat. From fundraisers to carnivals to award ceremonies, special events have many items to coordinate. The checklist can include food, activities, volunteers, venue, performances—it goes on and on. But when making a list, check it twice: are insurance and risk management on there?

Topics: Commercial Insurance Risk Management Schools
3 min read

Nonprofit Risk Management: Understanding & Managing Cyber Risk

By David Walters on Apr 20, 2016 6:30:00 AM


The reliance on data in our technologically-driven world comes with innumerable benefits for today’s nonprofits – significantly increasing speed and productivity, as well as improving communication and convenience. However, with these advantages come a series of risks.

Topics: Commercial Insurance Risk Management
1 min read

School Risk Management: A Crash Course In Drone Risk

By Gibson on Apr 18, 2016 6:30:00 AM

They hover over football games and marching band performances. Media classes use them as part a school television show or other productions. The maintenance department could use them to inspect buildings and grounds. Drones have even become part of the curriculum.

Topics: Commercial Insurance Risk Management
2 min read

Workplace Safety: OSHA Issues Final Rule On Respirable Crystalline Silica

By Gary Clark on Apr 11, 2016 6:30:00 AM

OSHA has issued a final rule to protect workers from exposure to respirable crystalline silica. It is comprised of one standard for Construction and one for General Industry and Maritime. 

Topics: Commercial Insurance Risk Management Construction