Waterskiing, wakeboarding, tubing, fishing, or a relaxing ride - summer is the perfect time to explore the water. But a sunny summer often leads to a rise in boat traffic, which can result in unpleasant outcomes for the uninsured and unprepared sailor.

A Coast Guard report states that over $42 million dollars of damage to property occurred due to recreational boating accidents in 2014, with a 2.3% increase in accidents since the prior year.

Do you have the proper insurance in place to protect you in case of an accident? Are you following safety precautions to prevent incidents and injuries? Here are 8 tips to help you sail safely this summer:

Summer is here! A dip in the pool is likely on many people’s minds. The reprieve from the heat might be worth the costs of installing a pool right in your own backyard. But before cannonballing into a decision about getting a pool or buying a home that already has one, it’s important to think about pool safety and insurance.

Charging your phone, making coffee, doing laundry, watching TV, working on the computer, simply turning on a light…you use electricity in so many ways each and every day. But the dangers associated with electricity – fires, accidents, electrocutions – pose a significant risk to your home and family.

An area often overlooked in a homeowners insurance policy is the Other Structures coverage. What does it cover? What is excluded? Is the coverage amount sufficient?

Happy Pi Day!

Do you remember pi? Perhaps your kids celebrate Pi Day at school? Or maybe growing up your math classroom had the first 100 or so digits displayed around the room?

Besides a chance to contemplate the wonder of numbers and eat some pie, we’d like to use Pi Day to look at other irrational numbers and facts.

Your teenager is ready to take the wheel. You sent them through driver’s ed and spent countless hours practicing…but it is still scary to think of them driving on their own.

You’re hosting a birthday party at your home. There will be friends, fun, and alcohol. Are you responsible for guests who have too much to drink?

You’ve likely said the phrase, “I’ll get around to that later,” many times. But when it comes to your personal insurance and risk management, do you actually get back around to it? 

The new year has arrived and with it our good intentions. We resolve to lose weight, quit smoking, get organized, go to the gym, you know the drill. Unfortunately, by the time February rolls around, the resolutions are a distant memory and feelings of failure begin to set in. Sound familiar?

Being #DisasterReady is not limited to businesses. Individuals and families also need to plan ahead in order to be prepared when disaster strikes. How will you get everyone out of the house safely? How will you access important family records? How will you get back up on your feet and able to return to work?