Ridesharing is on the rise. If you haven’t heard of it, you will. The term ridesharing made headlines 30,528 times in 2014 alone. While 2014 was the year the world started to learn about these ride sharing services, 2015 is the year they have begun to pose a real threat to other forms of transportation.

Social media is everywhere. It’s become an integral part of the way we communicate, as well as how businesses market and provide customer service. And it is starting earlier than ever. By the age of 10, 59% of children have already used a social network. Wow.

As a parent, you are always worried about keeping your child safe. When they go off to college, the worries continue to mount – how can you keep them safe when they are so far away and living on their own? If they are taking a car with them to campus, the risks are even greater. Plan ahead and take action to make sure your college student and their vehicle are protected.

On July 1, 2015, the following new laws go into effect, impacting Indiana drivers. Whether you reside in Indiana or just drive through, it is important to understand the changing legislation relating to driving.

ATVs, dirt bikes, golf carts, and snowmobiles make for pretty exciting outdoor fun. But without proper protection your off-roading adventures may lead to off the chart expenses.

You’ve packed the bags and are itching to start your vacation. Before you hit the road or hop on a plane, take a moment to think about your home. It is going to be sitting empty for several days. Have you done all you can to protect it?

According to the National Highway Transportation Safety Administration (NHTSA), per mile traveled, the number of deaths on motorcycles is over 27 times the number in cars. There is no debate, motorcycles can be dangerous. Before you hit the open road, make sure you and your motorcycle are properly protected.

Have you watched HGTV and been inspired to take on your own home improvement projects? Regardless of whether you are doing the project yourself or hiring a contractor, you probably spent countless hours deciding on the specifics, picking out materials, and turning your vision into a reality. But once the project is complete and you are enjoying your renovated home, many homeowners forget a critical step…to notify their insurance advisor of the upgrades!

Tornados, fires, and storms happen. Burglaries happen. You take precautions to protect your home from these situations, but have you thought about what you would do if you lost your possessions?

Yes, your insurance policy is there to help cover your losses. But how do you know how much coverage you need? How will you go about replacing what you lose?

Creating a detailed inventory of your belongings is an important step in protecting your home. Don’t overlook it. 

Do you have employees driving their personal vehicles on behalf of your organization? Perhaps for making sales calls, visiting clients, running to the post office, or picking up equipment or supplies? If so, what risk management strategies have you adopted to ensure your company is properly protected and your employees are properly insured for business use?