Last year, US congress passed the Biggert-Waters Act, calling on the Federal Emergency Management Agency (FEMA) and other agencies to make a number of changes to the way the current National Flood Insurance Plan operates. The act, which is commonly known as the Flood Insurance Reform Act, obliges insurance providers to amend rates to reflect true flood risk, thus making the program more financially stable.
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FEMA’s remapping of Flood zones and how you’re affected
Topics: Risk Management Personal Insurance & Risk Management
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The Story Of PINK SLIME! A Colorful Introduction To Credit Insurance
Topics: Commercial Insurance Risk Management
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4 Benefits Of First Aid Training In The Workplace
Most large organizations provide health and safety training, but first aid and CPR is often overlooked. The Occupational Safety and Health Administration (OSHA) states: “In the absence of an infirmary, clinic, or hospital in near proximity to the workplace which is used for the treatment of all injured employees, a person or persons shall be adequately trained to render first aid. Adequate first aid supplies shall be readily available.” This applies to any industry of any size: construction or general, large or small.
Topics: Risk Management Health Risk Management
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Safety Culture
Around 3.3 million people are injured at work each year in America. In many cases they spend days, weeks, or even months out of work as a result of those injuries. Some never return to work. Because of this, it’s critical to develop a culture that believes all accidents are predictable, preventable, and unacceptable.
Where Do We Start?
Topics: Risk Management
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Employee Burnout
In today’s world there is so much emphasis on doing more with less. This obviously has its perks, but it also has a significant negative impact that cannot be overlooked. Employees who are pushed to the max are at risk of being overstressed and ultimately burning out. Burnout reduces productivity and takes a toll on individual’s health.
Topics: Risk Management Employee Benefits Workers' Compensation
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Temporary Employee Safety Training
At the recent American Society of Safety Engineers’ conference there was a chilling message for businesses that employ temporary staff. David Michaels, OSHA’s Assistant Secretary of Labor, raised the issue of workplace fatalities and pointed the finger of blame. He said, “temporary workers are at greater risk of workplace injury and illness than non-temps.” A major factor is a “lack of job information and safety training for temps increasingly employed in dangerous occupations.”
This ‘lack of information and safety training’ contributed to a figure of 14 fatalities of temporary workers on their first day on the job over the past 12 months. That’s a scary figure for employers and temps alike. How does this happen?
Topics: Risk Management
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Wellness ROI - Are You Having The Right Conversation?
Employers should believe that healthier employees are more productive employees. Studies prove this! Emphasizing health AND changing the culture within the workplace to support healthier lifestyles is worth the effort. Any ROI is icing on the cake.
Topics: Risk Management Employee Benefits Health Risk Management Workers' Compensation
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Office Facility Manager Risk Management Checklist
Risk management isn’t limited to operations, finance, or within manufacturing facilities; there are risks to be aware of within physical office buildings and for office workers.
Tripping Hazards