Premiums, deductibles, assets, claims…the list goes on. Whether you have a new policy or you’re taking a look at your existing ones, you probably have some questions about your coverage. Insurance is critical - it helps you protect what matters most. Therefore, it is important to understand what you are actually covered for and that you have the appropriate coverage. Don’t let these 6 common personal insurance misconceptions prevent you from having a strong personal risk management strategy:

Today we’re sharing insight from guest blogger, Tony Hutti, CEO/Owner of Renaissance Executive Forums Indiana. We hope you enjoy Tony’s wisdom and perspective.

Over 25 years ago, I started taking at least one week a year to read and reflect. This time proved to be quite valuable – now I take at least three weeks a year to focus on reading and reflection. I cannot overstate the importance of this time in growing my various businesses and keeping work-life balance.

Are you taking time to sharpen your saw? Are you devoting time to recharge your intellectual and emotional battery?

You want your employees to become better health care consumers. To use preventative care measures, to choose urgent care over emergency room visits when appropriate, to consider the options when scheduling a test or procedure, to choose generic prescriptions when possible….you want them to make more informed health decisions.

But how can they do these things if they don’t understand basic health information and services? They can’t make smarter health care decisions until they understand the terms.

Employees can’t become better health care consumers without health literacy!

OSHA has proposed a delay in the compliance date for the electronic submission of injury and illness logs. Rather than the original deadline of July 1, 2017, OSHA has announced delaying the submission deadline until December 1, 2017 to provide the agency with time to review the rule and questions that have been raised.

My brother Jon has meticulously planned the trip of a lifetime for us. It’s a “coming of age” experience for his son and my two boys. Two forty-something brothers and their three teenage sons.

Where we’re going, the living standards are definitely not on par with the United States. Therefore, we’ll be on a combination of planes, trains, and automobiles being flown, conducted, and steered by outfits that aren’t regularly reviewed on Yelp or TripAdvisor.

We’ll be on the move, traveling light, and staying in hotels, lodges, camps, and personal residences. He assures me that at worst it will be “gentleman’s camping” and I’ll "survive."

Tragedies involving Lyme disease have become all too common in recent years. And unfortunately Lyme disease is just one of the hazards brought by ticks.

When you’re gearing up to spend a day outdoors you often remember to pack sunscreen to prevent burns and water to stay hydrated, but are you thinking about ticks? Employers with outdoor workers - is your workforce at risk of exposure to ticks? Have you educated them on proper precautions?

For both outdoor workers and individuals simply enjoying some time outside, take time to review these important tick safety considerations:

Employees are our greatest assets. But the recruitment, development, and retention of those employees doesn’t come without its complexities and challenges. From harassment and discrimination to FMLA, ADA, workers’ compensation, and more – there is a lot of noise in the HR world!

Today we’re sharing insight from guest blogger, Patrick Frazier, owner and executive coach for The Coaching Authority. We hope you enjoy Patrick’s wisdom and perspective.

What does it take to be successful?

Ask around and you will find different answers to the formula of success. The truth is, success leaves clues and you can achieve the success in the area you desire by observing the common qualities and principles. They are simple and considered to be common sense but most people simply do not follow them.

You may have dismissed the idea of using HR software, aka HR platform or HRIS, to help run your business as too costly and unnecessary. However, an HR platform can be an enormous benefit and often pays for itself in the long run.

From spring to fall, the backyard becomes one of the most popular places to be! Whether enjoying a cup of coffee and reading a book, going for a swim, jumping on the trampoline, or firing up the grill for some barbecue – the backyard provides a great place to enjoy the outdoors with family and friends. No matter how you prefer to enjoy your backyard oasis, don’t overlook these 6 backyard dangers. Take time to understand the risks and how you can help prevent injury or incident. Make sure you’re considering these as part of your personal risk management strategy to protect your family and home.