Today we’re sharing insight from Gibson guest bloggers Andrew Graman, Senior Client Manager and Andrew Schroeder, Assistant Controller. We hope you enjoy their wisdom and perspective!

Schroeder and Graman. Graman and Schroeder. But you can call us Andrew.

Although we have only been colleagues at Gibson since August 31, 2015, we have known each other for quite a while: August 20, 2009, to be exact. As residents of Burford Hall at Indiana State University, we immediately became known as “The Andrews” by the rest of the floor and many of our mutual friends, and still are to this day.

Whether you sponsor a self-funded or a fully-insured medical and prescription benefit plan to your employees, there is a good chance you purchase drugs through a Pharmacy Benefits Manager (PBM). There is also a high probability you are completely unaware of what a PBM is and how it operates. You’re not alone!

Manufacturers have long been concerned with protecting their businesses from supply chain disruption. But this risk can apply well beyond the manufacturing industry. Business continuity risks exist for any organization working with third-party vendors. Think of all the vendors you work with. Phone, internet, subcontractors, suppliers, etc. If one of them had their own significant business interruption, how would it impact you?

Like any three year old, my niece Jules is a big fan of the question why?

Can you please share the book with your sister? Why?
Because she might enjoy it too. Why?
She likes a lot of the same things you like. Why?
…and it goes on…

Even “I love you, Jules,” has gotten a response of...Why?

When you hear the word earthquake, you likely think of the West Coast. But earthquake zones are not limited to coastal regions. In 2015, the most earthquakes actually occurred in Oklahoma, not California. FEMA reminds us that “all 50 states and 5 U.S. territories are at some risks for earthquakes.” And unlike hurricanes and tornadoes which tend to occur in specific seasons, earthquakes can happen at any time during the year.

Carpal tunnel syndrome, tendinitis, rotator cuff injuries, muscle strains, and other work-related musculoskeletal disorders (MSDs) such as these can be prevented. By implementing ergonomic solutions in the workplace, you can help reduce the number and severity of work-related MSDs.

Today we’re sharing insight from guest blogger Brittany Kirk, Client Manager at Gibson. We hope you enjoy Brittany’s wisdom and perspective!

Expectations are all around us. They live in our offices, homes, churches, and even within our very selves. They can push us along the path by helping us to achieve our goals, provide a sense of accountability, and keep us moving. But what happens when other people’s expectations of us don’t match our goals, dreams, or values? What happens when we let other’s expectations dictate our choices?

Unmanned aircraft systems (UAS), or drones, can be useful and powerful tools for organizations. But this futuristic technology does come with its risks—crashes, injuries, and potentially liability for invasion of privacy. So before you use a drone, consider the risks involved and how to manage them.

Your risk management strategy should include safe operating procedures and adherence to local, state, and federal regulations. In particular, the Federal Aviation Administration (FAA) released new UAS regulations. So when you’re ready to take flight, make sure you’re following these rules!

Disasters can happen to any business at any time. From severe weather and catastrophic events to power outages, gas leaks, and data breaches - disasters are diverse. Is your business prepared to respond?

Today we’re sharing insight from guest blogger, Erin Cressy, President & CEO of Cressy Consulting. We hope you enjoy Erin’s wisdom and perspective.

I had to laugh, and breathe a sigh of relief, as I heard these words come out of the mouth of my 7 year old son, Jackson.

Honestly, I was surprised to hear the kid actually had some limits - until he uttered those words I doubted such boundaries existed for Jackson.