4 min read

Aim For Better

By Gibson on Oct 10, 2014 6:30:00 AM

Today we’re sharing insight from guest blogger Ron Kitchens, chief executive officer of the Southwest Michigan First Group of Companies. Tim Leman is taking time off from writing his weekly blog to work on an exciting project focused on culture and leadership. We hope you enjoy Ron’s wisdom and perspective.

Always take a chance on better, even if it seems threatening. - Ed Catmull

Success is one of the most dangerous things that any organization can experience because once you’ve tasted success, you become more risk averse. You don’t want to give that up. You don’t want to risk failing anymore because now you know how awesome it feels to be successful. So, what do you do about it? You have to create systems that constantly challenge the status quo.

Topics: Executive
3 min read

Culture As An Emerging Risk

By Gibson on Oct 7, 2014 8:40:00 AM

Employee Engagement. Company Culture. Establishing a positive company culture matters. A company’s culture can be an incredible asset…but if not given the proper attention, it can become your greatest risk.

Culture is the values, beliefs, and the norms of a company. It’s not your policies and procedures; it’s the way you do things. It has many facets. Safety, employee wellness, employee wellbeing, and even the overall organizational health. And in order to establish a positive culture, you must engage your company leaders AND your employees.

Topics: Commercial Insurance Risk Management ESOP Executive Construction Claims Employee Benefits Health Risk Management Personal Insurance & Risk Management Workers' Compensation
3 min read

Is Your Company Ready For A Fire? 4 Steps To Create A Pre-Fire Plan

By Gibson on Oct 6, 2014 6:30:00 AM

We understand the steps to fire prevention and protection for our home. We teach our kids the importance of smoke detectors and why they need to be checked regularly. We establish an escape plan and determine a meeting place. In school, our kids learn what to do and where to go in case of a fire. And they participate in numerous drills.

But what about our workplace? Are we properly prepared to handle a fire? Have we trained our employees and practiced our action plan?

Just as with your family or at school, taking time to plan BEFORE a fire can be critical to survival. Here are four basic steps to help you create a pre-fire plan

Topics: Commercial Insurance Risk Management Claims
4 min read

Have You Hugged A Boomer & Gen Xer Today?

By Gibson on Oct 3, 2014 6:30:00 AM

Today we’re sharing insight from guest blogger Mike Cahill, member of the Gibson Board of Directors, CEO of AWS Foundation, and former CEO of Tower Bank & Trust. Tim Leman is taking time off from writing his weekly blog to work on an exciting project focused on culture and leadership. We hope you enjoy Mike’s wisdom and perspective.

People who know me know I enjoy mentoring young people. Maybe it’s because I have four children born between 1984 and 2000. Maybe it’s because the demographics show this to be the largest population group. Or maybe it’s because this generation is just beginning to influence the workforce.

As much as we talk about Millennials, let’s not forget about Boomers and Gen Xers. These two generations currently dominate the workplace. I’m a Boomer. The gray hairs give it away.

Topics: Executive
4 min read

Managing And Protecting Your Family Records

By Gibson on Oct 1, 2014 6:30:00 AM

Birth certificates, passports, bank statements, bills, receipts, family health records, insurance paperwork, tax receipts, credit card info – your family accumulates a lot of important documents. What do you do with all of these records? How do you decide what to store and for long? What is the safest storage method for your files?

Taking time to organize and protect your family’s records is important. Not only can it save you time when you need to find specific documents, but it can also significantly help in case of emergency.

Topics: Personal Insurance & Risk Management
4 min read

Employees On Social Media: What Are The Risks?

By Gibson on Sep 29, 2014 6:30:00 AM

As the use of social media continues to grow exponentially, the line between professional and personal life tends to blur. Most likely, many of your employees are using social networks for personal use. They have connected with coworkers and clients. They may also help share posts from your company’s social networks to their own personal ones. The employee’s network of friends and followers probably begin to associate the individual with your company. This can be great. Employees can become some of your most effective brand advocates.

However, being aware of the potential risks is important.

Topics: Commercial Insurance Risk Management Social Media
3 min read

What Is Your Signature Leadership Presence?

By Gibson on Sep 26, 2014 6:30:00 AM

Today we’re sharing insight from guest blogger Dr. Kathy Cramer, founder and managing partner of The Cramer Institute. Tim Leman is taking some time off from writing his weekly blog to work on an exciting project focused on culture and leadership. We hope you enjoy Dr. Cramer’s wisdom and perspective.

Who is your harshest critic? I’m guessing it’s you. Like most highly effective people, you probably have high standards, big expectations, a keen eye… and are well practiced in self-criticism.

Topics: Executive
3 min read

Getting A Grip On Hand Protection

By Gibson on Sep 24, 2014 6:30:00 AM

According to the U.S. Bureau of Labor Statistics, approximately 250,000 serious injuries occur each year to hands, fingers, and wrists. About 8,000 of these result in amputations. A worker’s hands are so incredibly critical not only to their career, but also their personal lives. Action can be taken to help minimize the hazards to hands, especially through the use of equipment safety mechanisms, personal protective equipment (PPE), and proper training.

Topics: Commercial Insurance Risk Management Construction Claims Health Risk Management Workers' Compensation
3 min read

Best Practices in Risk Transfer For Contractors

By Gibson on Sep 22, 2014 6:30:00 AM

As the contractor for a construction project, you are presented with significant risks, especially with each subcontractor you bring onto the job. You may be held liable for damages or injuries caused by the work subcontractors perform on your behalf – that could be an injured employee of a subcontractor or even injuries to on-site visitors. To reduce your exposure to loss and protect your business, it is critical to implement risk transfer strategies.

Risk transfer is shifting risks of loss for damage or injury to another party. For contractors, this means requiring provisions to be included in all subcontractor contracts in order to transfer the risk appropriately.

Topics: Commercial Insurance Construction Contract Review
4 min read

Safety Culture: Setting Your Sights At Zero

By Art Jacobs on Sep 19, 2014 6:30:00 AM

What Is The Mark Of A Proactive Safety Culture?

Early in my career I spent time working in manufacturing as a safety director. After an injury occurred, we would complete the accident investigation and root cause analysis. We figured out what happened, when it happened, why it happened, and how it happened. From there we determined how to keep the injury from occurring again. But why weren’t we doing this before the injury? Why weren’t we doing inspections, reviews, and managing processes BEFORE an injury to prevent it? Why were we waiting until an injury occurred?

Topics: Commercial Insurance Risk Management Executive Construction Claims Health Risk Management Workers' Compensation