Even though tornado season in Indiana is typically considered April to July, these severe storms can happen at any time and often come with little warning. It is important to be prepared!

What steps can you take to prepare your home and family for a tornado?

At Gibson, our mission is “To Protect What Matters Most.” Naturally, as the Director of Health Risk Management at Gibson, I would like to make the argument that health, and perhaps to a greater degree, vitality, matter most. Take a moment and think about that—your personal health. If you are like most people, you might equate health to the absence of disease or illness. Now think about your vitality. The dictionary defines vitality this way: exuberant physical strength or mental vigor; the capacity for survival or for the continuation of a meaningful or purposeful existence. In a way, vitality could also be described as wellbeing—a state characterized by health, happiness, and prosperity.

This brings me back to the mission at Gibson—“To Protect What Matters Most”. For the clients we serve, the “what matters most”, varies by organization and is dynamic in nature. In my role, I have the distinct privilege of serving clients who truly care about the health of their employees and their families. Without healthy employees, they know the work won’t get done—on the job or at home—and the vitality of the organization will suffer.

Summer is right around the corner, and it’s time to put away the coats and bring out shorts and swim suits. Children all the way from pre-school to high school will soon be released from yet another school year, with a few months of freedom until the fall semester. The summer months are a great time to play sports, go the beach, or ride a bike around the neighborhood. Parents love to see their kids outside having a good time, but when it comes to playing outside…

“Just one more level!” or “My favorite show is on!”

Purchasing a boat is a substantial investment. In addition to the purchase price of the boat itself, most boat owners also pay for slip fees, fuel, various other costs associated with equipping and maintaining the boat, and insurance.

Since a recreational vehicle (RV) is a motor vehicle similar to a car, most insurance companies are willing to issue a policy. Problems arise, however, when RV owners try to shoehorn RV coverage into a typical auto policy, which can cause gaps in coverage.

Most people carry a risk in their pocket. That's right! Your cell phone may be a problem waiting to happen.

It’s been a cold and snowy winter and the spring thaw will soon be upon us. We’ve had record snow accumulation, which could lead to flood issues in the near future. The National Weather Service is also predicting above average rainfall during the months of March through May.

A common question this time of year is whether you need a flood insurance policy? You don’t have to be in a designated flood zone area in order to purchase a flood policy. Water backup is not flood coverage, and flood is not a peril covered under most homeowners’ insurance policies.

Knowing what's included in your homeowners coverage before you have a claim can be incredibly valuable!

Mega retailer Target revealed last month the unauthorized access of its customers' credit card data to hackers. Approximately 40 million credit and debit card accounts may have been adversely impacted by this breach. This is not the first time hackers have illegally accessed credit card information, and it won't be the last.