Tornados, fires, and storms happen. Burglaries happen. You take precautions to protect your home from these situations, but have you thought about what you would do if you lost your possessions?
Yes, your insurance policy is there to help cover your losses. But how do you know how much coverage you need? How will you go about replacing what you lose?
Creating a detailed inventory of your belongings is an important step in protecting your home. Don’t overlook it.
Today we’re sharing insight from guest blogger Phil D’Amico, Director of Business Development and Marketing for Majority Builders. We hope you enjoy Phil’s wisdom and perspective.
I’m sure you’re aware of the quote, “It’s amazing how much can be accomplished if no one cares who gets the credit.” While former United States President, the great Harry S. Truman, and former Hall of Fame Basketball coach, John Wooden are credited with using this quote the most, the philosophy seems so simple for leaders of today.
Today we’re sharing insight from guest blogger Ron Turpin, Gibson’s CFO and Fort Wayne Market President. We hope you enjoy Ron’s perspective and wisdom.
As the Baby Boomer generation continues to enter the retirement phase of their lives, the need for effective succession planning is becoming more and more critical. This is particularly an issue in the service industries, where the value of your asset is based upon intangibles. These would be comprised of many things, including:
Exposure to hazardous chemicals is a serious threat to workers. Employees have the right to know what chemicals are being used, their hazards, and how to safely handle them. OSHA’s Hazard Communication Standard is intended to “improve the quality and consistency of hazard information, making it safer for workers to do their jobs and easier for employers to stay competitive,” as described by former U.S. Secretary of Labor Hilda Solis.
During the winter months, I spend quite a bit of time playing games with my boys. On our rides to visit family or nearby ski slopes we are usually lucky enough to have Mom drive, which means only one thing: electronic RISK via our iPads and iPhones.
Theft, fire, collision, upset, and overturn all threaten the equipment you depend on to deliver projects on time and within budget. Direct losses from contractor’s equipment are estimated to be over $1 billion annually. Even if just one piece of equipment is damaged or out of service, it can significantly impact your project’s timeline and cause productivity to suffer. What can you do to protect your equipment and control losses?
Do you have employees driving their personal vehicles on behalf of your organization? Perhaps for making sales calls, visiting clients, running to the post office, or picking up equipment or supplies? If so, what risk management strategies have you adopted to ensure your company is properly protected and your employees are properly insured for business use?
Today we’re sharing insight from guest blogger Joe Calloway, author of “Be The Best At What Matters Most” and several other game-changing business books. We hope you enjoy Joe’s wisdom and perspective.
The hard stuff is reaching deep down inside and looking honestly into your soul and asking, “Do we really want to do this, and are we willing to change how we’ve done it up to now?”
2014 was one for the employee benefits history books! The roll-out of the individual mandate, modified community-rating for individual and small group policies, and the public exchanges.
2015 will be yet another chapter in the revolution of employer-provided health insurance with the employer mandate taking effect and additional compliance and reporting responsibilities placed on employers. Throughout all of this, the overriding themes will continue to be creating and maintaining a culture of health within the workforce and the evolution of technology.
Active shooter incidents are scary. These stories flood the news and make us worry about the safety of our children. Yet despite its overwhelming presence in the media, active shooter incidents are not the highest cause of death in schools.
They are extremely serious matters. Schools should take steps to prevent active shooters and train staff on how to respond should an incident occur. But it is critical not to overlook the often quieter, more frequent causes of school fatalities such as school transportation, homicides, and suicides.
