The Experience Mod Rate, or EMR, is an important component of your company’s workers’ compensation program. Do you understand what it is and how it impacts your premiums?
1 min read
Workers’ Compensation 101: Understanding Your Experience Mod Rate
By Gibson on Sep 6, 2017 6:30:00 AM
Topics: Risk Management Workers' Compensation
1 min read
Working With Employees Who Can’t Work: Managing Medical Conditions Under FMLA & ADA [Webinar]
By Gibson on Aug 30, 2017 6:30:00 AM
Handling employees who have medical conditions that restrict their ability to do their job - this is one of the most difficult and important topics employers face today.
Topics: Risk Management Employee Benefits
1 min read
How To Avoid Digital Catastrophe On The Business Trail [Webinar]
By Gibson on Aug 28, 2017 6:30:00 AM
Wherever your organization is headed, information technology is an essential tool to help you get there. Your website helps you engage with customers, clients, and stakeholders. You need email to communicate both internally and externally. And digitally stored data allows you to quickly and efficiently retrieve information. If something harms your IT system, your organization could easily be knocked off course.
Topics: Commercial Insurance Risk Management
5 min read
What Every HR And Wellbeing Professional Needs To Consider To Support A Thriving Workplace Culture
By Gibson on Aug 16, 2017 6:30:00 AM
Today we’re sharing insight from guest blogger, Rosie Ward, Ph.D. We hope you enjoy Rosie’s wisdom and perspective.
Our world is fundamentally different today than it was just a few short years ago. Consequently, the “rules of engagement” are changing for organizations. Workplace culture not only shapes the quality of the entire employee experience; it is also your brand in the marketplace. Now more than ever, it is critical to rethink the importance of culture and how you are creating the conditions for both organizational and employee wellbeing to thrive.
Topics: Risk Management
1 min read
OSHA Update: Respirable Crystalline Silica Rule For Construction
By Gary Clark on Aug 14, 2017 6:30:00 AM
As we shared in May 2017, OSHA delayed the enforcement for the final rule on respirable crystalline silica in construction until September 23, 2017. But what does this mean for employers in the construction industry?
Topics: Risk Management
1 min read
OSHA Update: Electronic Submission Of Injury & Illness Reports Now Accepted
By Gary Clark on Aug 10, 2017 6:30:00 AM
As many of you are aware, OSHA issued a final rule related to the tracking of workplace injuries and illnesses. Though there have been some delays, OSHA is now accepting electronic submissions of your injury and illness reports.
Certain employers, as specified below, are required to submit the information from their 2016 reports electronically by December 1, 2017. We encourage you to check with your state’s OSHA consultation division to confirm their guidance on this regulation.
Topics: Risk Management
3 min read
Staring At The Sun: How To Safely Experience The August 21 Eclipse
By Gibson on Aug 9, 2017 6:30:00 AM
Kylene Polhamus, OD, co-authored today’s blog. She is an optometrist with Boling Vision Center with specializations including treatment and management of ocular disease and pediatrics.
A total eclipse once signaled the end of the world—or at least a message from God. Though a total eclipse may not seem so significant today, it is still a big deal. Those who have experienced one describe it as night falling—suddenly—in the middle of the day. It gets so dark that the stars appear in the sky, summer insects strike up their evening chorus, and birds fall quiet. You can see beads around the dark moon and maybe tongues of red fire around the edge of the sun. And it’s over in minutes.
In less than two weeks, on August 21, 2017, America will experience its first total eclipse in 38 years. It will travel from coast to coast, which hasn’t happened in nearly a century, cutting a “path of totality” across the middle of the continent. Although Indiana is (just) too far north to experience the total eclipse, we can experience a partial eclipse. In South Bend, where we’re writing, the eclipse will begin at 12:57 p.m. and last nearly three hours. At 2:22 p.m., the moon will cover 88% of the sun. (You can check this information for your own location here.)
That will be something to see—but not without proper eye protection.
Topics: Risk Management
3 min read
Secrets For Building A Workplace Where Everyone Can Thrive
By Gibson on Aug 7, 2017 6:30:00 AM
Today we’re sharing insight from guest blogger, Rosie Ward, Ph.D. We hope you enjoy Rosie’s wisdom and perspective.
Hardly a day goes by when someone doesn’t publish an article on the “war on talent” and the need for recruiting and retaining good people. Setting aside the irony of referring to attracting, engaging, and keeping good people as a “war,” it is important for companies to pay attention and work to close the gaps from where they are and where they need to be for their organization and its people to thrive; otherwise, they will struggle to find good people and grow – let alone survive.
Topics: Risk Management
1 min read
Workplace Harassment & Discrimination [Webinar]
By Gibson on Aug 2, 2017 6:30:00 AM
Core values are the heartbeat of your organization. You likely have values that address topics such as respect for all people, individual dignity, and trust among team members. But every day your organization can face threats to your values. These threats can come in the form of harassment, discrimination, retaliation, favoritism, and gossip.
Topics: Risk Management Employee Benefits
2 min read
Workers’ Compensation 101: Light, Modified & Transitional Duty – What’s The Difference?
By Gibson on Jul 26, 2017 6:30:00 AM
As much as you plan to prevent workplace injuries, it is important to create a plan to reintegrate injured employees into your workforce should an accident occur.
We often hear the term “light duty” used with return-to-work programs. But light duty has begun to carry a negative connotation. Some people believe the injured employee isn’t pulling their weight or is just doing made up work that isn’t beneficial or helping anyone. I encourage you to shift your mindset. Instead of light duty, I suggest you use one of these two terms as you speak with your employees about your return-to-work program – Modified Duty or Transitional Duty.
