4 min read

The Right Cyber Coverage: How To Sleep Better In Four Steps

By Gibson on Mar 20, 2017 6:30:00 AM

It’s the 21st century business nightmare. A cyber-attack. A modern “monster” with many faces. Hackers can trick your employee into disclosing sensitive information. They can figure out a weak password. A virus or malware can leave your data vulnerable. The mobility of devices or laptops makes them easy to steal—and any data stored on them can often be stolen just as easily. Hackers can scramble your network and demand a bitcoin ransom to release it. They can down your website with bot traffic. They likely have other ways to get to data we haven’t even heard about yet.

And once they have your data, you can’t stop them from using it; you can only manage the fallout. That costs you not just time, but money too. For example, dealing with compromised personal information often requires attorneys, information technology specialists, a public relations firm, notices to the affected individuals, and identity-theft coverage for them too.

For modern businesses, then, cyber insurance has become a necessity. It can cover many of the costs you incur from a cyber-attack. But how do you know if you have the right coverage and enough of it?

Topics: Commercial Insurance Risk Management
1 min read

Supervisors: The Hidden Safety Heroes

By Gary Clark on Mar 6, 2017 6:30:00 AM

From safety and quality, to production and turnover- supervisors face a variety of challenges and responsibilities in their roles. Supervisors are key to an organization’s ability to develop personnel and establish expectations for the implementation of a proactive safety culture. They are the hidden heroes! Are you arming them with the tools, resources, and training to effectively develop their teams?

Topics: Commercial Insurance Risk Management
2 min read

Employee Experience: Keeping Your Finger On The Pulse

By Gibson on Feb 27, 2017 6:30:00 AM

It’s no secret that disengaged workers can negatively impact your organization. Research, especially studies conducted by Gallup, continues to show us that disengaged employees are less productive, are absent from work more often, and more likely to have workplace accidents than their engaged colleagues.

A key component of managing the employee experience is gathering employee feedback. To improve employee engagement, you must understand your starting point. Do your employees feel valued? What do they appreciate most? What areas can be improved?

Topics: Risk Management Employee Benefits
2 min read

OSHA Update: Final Rule Issued On Beryllium

By Gary Clark on Feb 22, 2017 6:30:00 AM

In January 2017 OSHA issued a final rule related to workers’ exposure to beryllium and beryllium compounds. The new rule establishes protective measures to prevent beryllium-related disease in the workplace.

Topics: Risk Management
1 min read

Workers' Compensation 101 [Webinar]

By Gibson on Feb 8, 2017 6:30:00 AM

Workers’ compensation claims can be costly. You know that. As a safety or human resources professional, you often have the daunting task of analyzing how workers’ compensation claims are impacting the company. If you don’t have the right tools and information, you are potentially missing key indicators.

Topics: Commercial Insurance Risk Management Workers' Compensation
1 min read

Need Guidance For OSHA Compliance?

By Gary Clark on Jan 30, 2017 6:30:00 AM

Violating OSHA standards can not only result in costly fines for your organization, it can also put your employees in danger. But there are so many OSHA standards, where do you begin?

Topics: Risk Management
3 min read

School Risk Management: Field Trips

By Gibson on Jan 16, 2017 6:30:00 AM

Nothing ever becomes real till it is experienced. - John Keats

Books and lectures can only get students so far. The best education for students of all ages incorporates experience outside the classroom—experience that makes what they’re learning “real.” And field trips are one of the best ways to get students out of the classroom.

Field trips also expose students to increased risk. Students must be transported and monitored in environments teachers don’t and can’t control in the same way they control their classrooms. To assure these risks don't become bad experiences, schools must be committed to risk management around field trips. Here are a few risk management strategies that can help make field trips a positive learning experience for students.

Topics: Commercial Insurance Risk Management Schools
2 min read

Construction Risk Management: Your Online Presence

By Gibson on Jan 11, 2017 6:30:00 AM

Your website and internet presence is a reflection of who you are and what you do. And it needs to be accurate. Be it potential clients, underwriters, or prospective employees – what they find on your website and the internet shapes how they view your company.

Does your risk management strategy take into consideration your online presence?

Topics: Commercial Insurance Risk Management Construction
1 min read

Reputation Risk Management: Protecting Your Brand On Social Media eBook

By Gibson on Jan 9, 2017 6:30:00 AM

Social media is an integral part of our everyday lives. It brings significant benefits for businesses and business owners. After all, 95% of adults are most likely to follow a brand via social networking, according to Marketing Sherpa.

Along with the benefits from building an engaging social presence, come associated risks – risks of both being on social media and being absent from it altogether. It’s immensely important to know what these risks are, as well as the proper strategies to manage them.

Topics: Risk Management Social Media
2 min read

Workplace Safety: Protecting Workers In Winter Weather

By Gary Clark on Dec 28, 2016 6:30:00 AM

When winter weather strikes it can dramatically change your workplace. Snow, ice, freezing rain, and cold temperatures bring with them a whole new set of safety hazards than the rest of the year. Taking proper precautions can help keep workers safe throughout winter. Consider these 4 hazard areas:

Topics: Risk Management