Given we’re just rolling (perhaps literally) out of the holidays, I’m sure you won’t be surprised that my blog this week is the third and final installment of my discussion about personal health management. After all, there’s something about the start of a New Year that causes most of us to reflect on what’s working, what isn’t, and seek improvement through the proverbial New Year’s Resolution! I’m sure more than a few of you received diet or nutrition books, perhaps a new piece of exercise equipment, or video series from that loving and ever encouraging spouse of yours.

Earlier this year the Memphis-Shelby County Airport Authority was forced to postpone the planned demolition of the Regency Hotel, located on airport grounds. In September, the authority announced that it would rebid the demolition project due to an increasingly common issue faced by contractors and local authorities – bad surety bonds.

The lowest bidder, Nelson Inc, was awarded the $485,000 contract to demolish the hotel, but the bid went out the window after it was found that the surety bond, bearing the name of Chubb Insurance, was bad.

As we ring in 2014, safety becomes a hot topic. Being an insurance and risk management firm with a mission to Protect What Matters Most, we take safety very seriously.

Business Continuity/Disaster Recovery or BC/DR can be a frustrating topic to nail down, but it is a critical part of any business risk management strategy. Outlining the process is quite frequently harder than actually implementing it, and there are a number of fundamental concepts worth understanding that will easethe process and make you feel comfortable knowing you have a reliable roadmap.

GIVE is an initiative here at Gibson that serves as a foundation for our charitable giving, providing an outlet to support our strong tradition of community engagement. In the future it will be more complete by encompassing all our efforts with colleagues, clients, and the community through service, wellness and safety, and growth initiatives. GIVE is the name we chose a while back because it aligns our mission ‘Protect What Matters Most’ to GIVE What Matters Most.

During 2012, 55 percent of small businesses experienced at least one data privacy breach and 53 percent encountered multiple breaches, according to the Ponemon Institute. Despite this, the National Small Business Cybersecurity Study found that only 10 percent of small businesses have an allocated staff member who is responsible for online and cyber security.

The holidays are notorious for being the time of year when most people pack on a few extra pounds. While a few pounds may not seem significant, when you add up several years' worth of holiday weight gain, they can make the difference between a healthy and an unhealthy employee.

Last month my Dad sent me an article from the Indianapolis Star and said, “You should write a blog about this.” I assumed a political piece from Dick Morris was coming my way. Instead it was the tale of a resurrection.

A return-to-work program has many benefits, and the pros far outweigh the cons! The proper understanding and communication of the rationale for a return-to-work program will help make the naysayers change their minds. Consider these three benefits:

A bartender is legally liable for serving alcohol to a patron who becomes intoxicated and then injures a third party. Does a business face a similar exposure when it hosts a social event where alcohol is served, such as an open house, holiday party or employee picnic?