4 min read

Is Succession Planning On Your Radar?

By Gibson on Feb 25, 2015 6:30:00 AM

Today we’re sharing insight from guest blogger Ron Turpin, Gibson’s CFO and Fort Wayne Market President. We hope you enjoy Ron’s perspective and wisdom.

As the Baby Boomer generation continues to enter the retirement phase of their lives, the need for effective succession planning is becoming more and more critical. This is particularly an issue in the service industries, where the value of your asset is based upon intangibles. These would be comprised of many things, including:

Topics: Risk Management
3 min read

Hazard Communication: The Right To Know

By Gibson on Feb 23, 2015 6:30:00 AM

Exposure to hazardous chemicals is a serious threat to workers. Employees have the right to know what chemicals are being used, their hazards, and how to safely handle them. OSHA’s Hazard Communication Standard is intended to “improve the quality and consistency of hazard information, making it safer for workers to do their jobs and easier for employers to stay competitive,” as described by former U.S. Secretary of Labor Hilda Solis.

Topics: Commercial Insurance Risk Management Health Risk Management Workers' Compensation
3 min read

Contractor’s Equipment: Strategies For Managing Risk

By Gibson on Feb 18, 2015 6:30:00 AM

Theft, fire, collision, upset, and overturn all threaten the equipment you depend on to deliver projects on time and within budget. Direct losses from contractor’s equipment are estimated to be over $1 billion annually. Even if just one piece of equipment is damaged or out of service, it can significantly impact your project’s timeline and cause productivity to suffer. What can you do to protect your equipment and control losses?

Topics: Commercial Insurance Risk Management Construction
3 min read

Educating Your Employees On Personal Autos For Business Use

By Gibson on Feb 16, 2015 6:30:00 AM

Do you have employees driving their personal vehicles on behalf of your organization? Perhaps for making sales calls, visiting clients, running to the post office, or picking up equipment or supplies? If so, what risk management strategies have you adopted to ensure your company is properly protected and your employees are properly insured for business use?

Topics: Risk Management Claims Personal Insurance & Risk Management
2 min read

School Safety: The Need For Comprehensive Risk Management

By Gibson on Feb 9, 2015 6:30:00 AM

Active shooter incidents are scary. These stories flood the news and make us worry about the safety of our children. Yet despite its overwhelming presence in the media, active shooter incidents are not the highest cause of death in schools.

They are extremely serious matters. Schools should take steps to prevent active shooters and train staff on how to respond should an incident occur. But it is critical not to overlook the often quieter, more frequent causes of school fatalities such as school transportation, homicides, and suicides.

Topics: Commercial Insurance Risk Management Schools
3 min read

The Essential Elements Of Fall Protection For Construction

By Gibson on Feb 4, 2015 6:30:00 AM

Fall protection for the construction industry has topped the OSHA list of most frequently cited standards year after year. In fact, falls are the leading cause of death in the construction industry with 294 of the 796 fatalities in 2013 being attributed to falls. Yet these fatalities can be prevented. What can you do to protect your employees from fall hazards?

Topics: Commercial Insurance Risk Management Construction Workers' Compensation
3 min read

Inbound Marketing And Insurance – A Perfect Match

By Gibson on Jan 28, 2015 6:30:00 AM

A few weeks back I was getting my hair done. Multi-tasking like it’s a fashion statement, I was working and talking on the phone almost the entire time. Without going on a tangent about how annoying this must have been for my stylist, I had a great conversation with John Booth at Quintain.

We talked about end-of-year reporting and analytics, logo gifts, shopping portals, inbound tactics, Hubspot strategies, email funnel messages, and growth projections for an expanding office location. When I got off the phone, a few people around me had very confused looks on their faces.

Topics: Risk Management Social Media
7 min read

2015 Marketplace Outlook

By Gibson on Jan 19, 2015 6:30:00 AM

Where is today’s property & casualty market and where is it headed in 2015? According to the Insurance Service Office’s (ISO) industry 6-month 2014 results:

  • Insurer net written premium growth slowed to 4% from 4.3% in the first-half of 2013.
  • Commercial lines insurers’ combined ratio rose 1.8 percentage points in the first-half of 2014 to 95.4%.
  • Policyholder surplus rose 9.5% in first-half 2014 keeping it at record levels.

What does this mean in 2015 and what can insurance consumers expect from the marketplace?

Topics: Commercial Insurance Risk Management Workers' Compensation
4 min read

Best Practices For Developing Your Workplace Violence Program

By Gibson on Jan 12, 2015 6:30:00 AM

The threat of violence is a reality in the modern workplace. Every organization is vulnerable to it. From 2000 to 2010, there were an average of 588 work-related homicides each year and 18,000 assaults per week. That is over 936,000 workplace assaults annually. Wow.

Topics: Commercial Insurance Risk Management Schools
4 min read

Combatting the Construction Labor Shortage

By Gibson on Jan 7, 2015 6:30:00 AM

The demand for construction is increasing across the nation. This is great news for an industry that was hit hard by the recession. But is there enough labor to meet the needs?

Topics: Risk Management Construction