4 min read

Ladder Safety: At Home And In The Workplace

By Gary Clark on Jul 6, 2016 6:30:00 AM

Both at work and at home, proper ladder selection, use, and maintenance are critical to your safety. Annually, ladder-related incident cause over 500,000 injuries and approximately 300 deaths. In the workplace, these injuries cost U.S. employers $11 billion annually. Lost work time, medical expenses, legal and liability costs, as well as pain and suffering.

How can you prevent ladder-related falls? It starts by understanding what causes these incidents.

Topics: Risk Management
4 min read

Second Chances

By Gibson on Jul 1, 2016 6:30:00 AM

Today we’re sharing insight from guest blogger Karen Moscato. We hope you enjoy Karen’s wisdom and perspective.

Bernie Madoff. ABC aired a two-part series on his Ponzi scheme earlier this summer. We all know the story in which he bilked people out of their money for over 30 years. But the interesting part of the movie was the depiction where Bernie gave most of his investors a second chance at pulling out their money. He was using his “reverse” psychology to increase their trust in his abilities to make them rich. Or in many cases richer. I bet they all wish they would have taken Bernie up on that second chance!

Topics: Executive
4 min read

Personal Risk Management: 8 Tips To Consider Before Hitting The Water

By Gibson on Jun 29, 2016 6:30:00 AM


Waterskiing, wakeboarding, tubing, fishing, or a relaxing ride - summer is the perfect time to explore the water. But a sunny summer often leads to a rise in boat traffic, which can result in unpleasant outcomes for the uninsured and unprepared sailor.

A Coast Guard report states that over $42 million dollars of damage to property occurred due to recreational boating accidents in 2014, with a 2.3% increase in accidents since the prior year.

Do you have the proper insurance in place to protect you in case of an accident? Are you following safety precautions to prevent incidents and injuries? Here are 8 tips to help you sail safely this summer:

Topics: Personal Insurance & Risk Management
1 min read

Start Understanding Health and Wellbeing in Your Workplace with our Quiz

By Nicole Fallowfield on Jun 27, 2016 6:30:00 AM

Struggling to find the right workplace wellness efforts for your organization? Not sure why employees aren’t engaging in the programs you offer? Or why you are not seeing much change in your people?

Without the foundation of health and wellbeing in the workplace, your  wellbeing efforts are likely to fall short. So how can you make sure your initiatives hit the mark?

Topics: Health Risk Management
4 min read

Management: The Forgotten Skill

By Gibson on Jun 24, 2016 6:30:00 AM

Today we’re sharing insight from guest blogger Dr. Bruce Gobdel, retired Crowe Horwath LLC Partner. We hope you enjoy Bruce’s wisdom and perspective.

Critical Components For High Performing Organizations

In my thirty-seven years of consulting with many diverse clients, the best organizations were consistently those that were values driven. They clearly knew who they were and what they stood for. In addition, the best leaders of client organizations were visionary. They had a capacity for seeing a desired future state for the organization, along with the passion for getting the organization there.

Topics: Executive
3 min read

Personal Risk Management: Swim Safely This Summer

By Gibson on Jun 20, 2016 6:30:00 AM

Summer is here! A dip in the pool is likely on many people’s minds. The reprieve from the heat might be worth the costs of installing a pool right in your own backyard. But before cannonballing into a decision about getting a pool or buying a home that already has one, it’s important to think about pool safety and insurance.

Topics: Personal Insurance & Risk Management
5 min read

The Risk Of Not Innovating

By Gibson on Jun 17, 2016 6:30:00 AM

Today we’re sharing insight from guest blogger Gregg Fraley, CEO of Gregg Fraley Innovation. We hope you enjoy Gregg's wisdom and perspective.

This is an article about innovation and risk. Specifically, it’s about taking enough risk to insure survival and growth of a company. Let me explain.

Topics: Executive
4 min read

Borrow Your Way To Wealth

By Gibson on Jun 15, 2016 6:30:00 AM

Today we’re sharing insight from guest blogger Tag Birge, President of Cornerstone Companies, Inc. We hope you enjoy Tag’s wisdom and perspective.

Risks come in a variety of shapes and sizes. A risk I often see companies missing out on today is cash management. CFOs have a tough job trying to decide in what to invest excess cash. Finding income generating assets with low risk is almost impossible. With the inflationary environment, many low risk investments mean the value of that investment will decrease over time. In the past, places like bank accounts, treasuries, and Blue Chip equities had a reasonable expectation of out earning inflation while being very low risk.

Topics: Risk Management
3 min read

Telemedicine - It's About Time!

By Gibson on Jun 13, 2016 6:30:00 AM

Prior to March 21, 2016, Indiana was one of just a handful of states that had not legislatively addressed the subject of telemedicine. Meanwhile Illinois and Ohio currently have proposed telemedicine parity bills but nothing set in stone – and Wisconsin has no parity legislative activity at this time. Michigan’s laws went into effect in 2012 and Kentucky was well ahead of the game with legislation in 2000, but the first state to address telemedicine by law was actually Louisiana in 1995. 21 years ago?! Why was Indiana so late to answer the call?

Topics: Employee Benefits
5 min read

Summer Break

By Gibson on Jun 10, 2016 6:30:00 AM

Today we’re sharing insight from guest blogger Aaron Perri, Executive Director of South Bend Venues Parks & Arts. We hope you enjoy Aaron’s wisdom and perspective.

“Enjoy your summer break!” an office intern recently exclaimed to me on his last day of the semester. “Summer break?!” I thought to myself, “that sure sounds nice.” I reminisced about running through the sprinkler, playing in the park, and enjoying Grandma Perri’s vinegar & cucumbers. While this annual three month respite no longer exists in my life, I’d like to reflect on a few childhood memories that continue to influence my professional life.

Topics: Executive