From all of us at Gibson, we wish you the safest of holidays and prosperity in the new year!

Each year OSHA releases the 10 most frequently cited standards. Many of the same standards have found themselves on this list in recent years. The penalty for violating these, and any, OSHA standards is about to increase for the first time since 1990.

You’ve taken the time and effort to put together a comprehensive business continuity plan. But is it going to work? Unfortunately, most organizations have no idea if their plan will work until it is too late. According to the Disaster Recovery Preparedness Council, 23% of companies surveyed never test their plans.

This is a time of giving thanks. At Gibson, we are thankful to have tools and resources to help you identify exposures and manage your organization's risks. We are also grateful to have a claims team who is there to assist when losses do occur. I may be a little biased, but I think our claims team rocks! 

This Thanksgiving, our claims team is sharing some unfortunate claims scenarios. These will make you thankful for having people on your side, people to help you protect what matters most!

As of October 1, 2015, the liability for credit card fraud shifted to the merchants who have yet to update their card reader technology. It isn’t a mandated deadline; it is technically voluntary for you to replace old card scanners with new EMV technology. In fact, leading up to the October 1^st deadline, only about 5% of all merchants were compliant. But if you have yet to become EMV-compliant, you are exposing your organization to risks.

Winter has a way of bringing the unexpected. Yes, the first snowfall can be magical and winter sports can be quite enjoyable, but the cold and snowy season can also expose your organization to a variety of risks.

Target. Home Depot. eBay. The U.S. Government. The list of organizations with data breaches seems to be growing exponentially. One of the top ways companies were hacked in 2014 was through employee credentials. This means employee passwords aren’t strong enough and companies aren’t utilizing proper password management procedures. What are you doing to protect your organization’s data?

Today we’re sharing insight from guest blogger, Tabitha Williamson, Vice President and Treasury Management Sales Officer at Lake City Bank. We hope you enjoy Tabitha’s wisdom and perspective.

What is it? Can you use it? Why would you want to use it or not? If you are a subcontractor, do you want to be in an SDI program? So many questions…

Hurricane Sandy hit New York City in October 2012 - flooding streets, tunnels, and subway lines and cutting power in and around the city. But we at Gibson are located in the Midwest. Chicago did issue flood warnings as wave heights were expected to reach 18-23 feet. In Michigan, some schools closed due to power outages. But here in Indiana, we weren’t affected. Or were we?